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Affiliate Program Agreement

Last Updated: September 22, 2026Version 1.1

PLEASE READ BEFORE ENROLLING

This Affiliate Program Agreement ("Agreement") governs your participation in the TextToQuant Affiliate Program, operated by Spekule Ltd, 12611 Montgomery Blvd NE, Suite A-6B, Albuquerque, NM 87111 ("Company," "we," "us"), the provider of TextToQuant. It incorporates the TextToQuant Terms of Service and Privacy Policy. By enrolling you agree to be bound by it. If you do not agree, do not enroll.

1. Eligibility & enrollment

  • You must have a TextToQuant account in good standing and be at least 18 years old.
  • Enrollment is completed in-app; you receive a unique referral link and are responsible for all activity under your affiliate account.
  • Company employees, contractors, and their immediate family may not earn commissions on their own or related purchases.
  • We may approve, decline, suspend, or remove any affiliate at our discretion.

2. Referral tracking & attribution

  • First-touch: a customer is attributed to the first affiliate whose link they used; later links do not reassign them.
  • Attribution window: up to 90 days from the click, via a first party cookie and equivalent storage. Credit requires the visitor to create an account while attribution is active.
  • Commissionable event: a paid subscription payment by an attributed customer. Credit pack purchases and taxes are not commissionable.
  • We are the final authority on tracking and commission calculation using our own records.

3. Commissions

  • Rate: 25% of the net subscription revenue actually collected from each attributed customer.
  • Duration: up to 12 months from the date the referral was created; payments after that are not commissionable.
  • Net revenue excludes taxes, fees, currency conversion costs, refunds, chargebacks, and credits.
  • Holding period: each commission is held 30 days before it becomes payable, to cover refunds and chargebacks.
  • Reversals: if a payment is refunded, charged back, disputed, or reversed, the commission is reversed; if already paid, we may deduct it from future commissions or invoice you.
  • We may change the rate, duration, or holding period prospectively on notice; changes do not reduce commissions already earned.

4. Payouts

  • Methods: cryptocurrency (USDT/USDC or similar) to the wallet saved in your affiliate account settings. Additional payout methods may be offered in the future.
  • Minimum: payouts are made once your cleared balance reaches $50; smaller balances roll over.
  • Schedule: periodic (typically monthly) for commissions that have cleared the holding period.
  • Currency: commissions are calculated in USD; conversion/transfer fees are your responsibility.
  • Taxes: you are solely responsible for taxes and must provide any required tax documentation (e.g. W-9/W-8BEN) before payout.

5. How you may promote TextToQuant (mandatory rules)

5.1 Required disclosure

Whenever you post a referral link or endorse TextToQuant, you must clearly and conspicuously disclose that you earn a commission, placed close to the link so a reader notices it before acting. A disclosure hidden in a bio, footer, or "read more" is not sufficient.

5.2 Financial promotion rules

You must NOT:

  • promise, guarantee, or imply any profit, return, income, or specific trading outcome;
  • present backtested, simulated, hypothetical, or paper-trading results as if they were real, live, realized results you must state clearly when results are hypothetical/backtested and that hypothetical performance does not represent actual trading and is not a guide to future results;
  • give personalized investment, financial, legal, or tax advice, or describe TextToQuant as investment advice or a signal service;
  • omit risk where you show performance or strategy content, include a plain risk statement (e.g. "Trading involves substantial risk of loss.").

5.3 Prohibited conduct

You must NOT:

  • self-refer sign up or purchase through your own link (directly or via a related/household/coordinated account);
  • cookie-stuff or force referral tracking without a genuine, intentional click;
  • bid on the Company's brand terms in paid search or run ads that impersonate the Company;
  • use spam, misleading claims, fake reviews, bots, or incentivized/forced clicks;
  • misuse our trademarks or content, or imply you are the Company or an official partner beyond "affiliate";
  • operate on sites with illegal, hateful, adult, or infringing content, or target minors;
  • offer unauthorized rebates, coupons, or cashback, or represent unpublished pricing/offers.

5.4 Compliance & audit

You are responsible for complying with all applicable advertising, consumer-protection, and financial-promotion laws. We may request substantiation of any claim, require corrections or removal, monitor your activity, and withhold or reverse commissions arising from non-compliant activity.

6. Relationship of the parties

Nothing here creates a partnership, joint venture, employment, agency, or franchise relationship. You are an independent contractor with no authority to make representations or commitments on the Company's behalf.

7. Trademarks & license

We grant you a limited, non-exclusive, revocable, non-transferable license to use our name and approved assets solely to promote TextToQuant under this Agreement and any brand guidelines we provide. All goodwill inures to us; the license ends when this Agreement ends.

8. Term & termination

Either party may terminate at any time on notice (including in-app). We may suspend or terminate immediately and withhold or reverse commissions if we reasonably believe you breached this Agreement, engaged in fraud or prohibited conduct, or created legal/reputational risk.

On termination your license to use our marks ends and you must stop using referral links on request. Cleared, compliant commissions earned before termination remain payable; commissions tied to fraud or breach are forfeited.

9. Disclaimers & limitation of liability

The Program is provided "as is" and "as available." We do not warrant uninterrupted tracking or any minimum traffic, conversions, or income. Any earnings examples are illustrative and not a promise of results. TextToQuant is a software tool and is not a broker or investment adviser, and nothing in the Program is financial advice.

To the maximum extent permitted by law, the Company is not liable for indirect, incidental, special, consequential, or punitive damages, or lost profits. Our total aggregate liability under this Agreement will not exceed the greater of $100 or the total commissions paid to you in the 12 months before the event giving rise to the claim. You will defend and indemnify the Company against claims arising from your promotional activity, content, or breach of this Agreement.

10. Governing law & disputes

This Agreement is governed by the laws of New Mexico, United States, without regard to conflict-of-laws rules. Consistent with the TextToQuant Terms of Service, disputes are resolved through binding arbitration except for small-claims matters, intellectual-property disputes, or requests for injunctive relief; where arbitration does not apply, exclusive jurisdiction lies in the state or federal courts in Bernalillo County, New Mexico.

11. Changes

We may update this Agreement or the Program terms. Material changes take effect when we post the updated Agreement or otherwise notify you. Continued participation constitutes acceptance. Changes are prospective and do not reduce commissions already earned.

Ready-to-use disclosure snippets

Short: "Affiliate link I may earn a commission. Not financial advice; trading involves risk of loss."

Video/description: "This contains an affiliate link to TextToQuant; I earn a commission if you subscribe through it. TextToQuant is a software tool, not investment advice. Any results shown may be backtested/hypothetical and do not represent real trading or guarantee future performance. Trading involves substantial risk of loss."

When showing a backtest: "Results shown are hypothetical/backtested, generated with software. Hypothetical performance is not real trading and is not a reliable indicator of future results."

Contact

Questions about the Program: Spekule Ltd, [email protected], +44 7388 688882, 12611 Montgomery Blvd NE, Suite A-6B, Albuquerque, NM 87111, United States.

Document Version: 1.1
Effective: July 14, 2026
Last Updated: September 22, 2026

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